Suzuki Swift • 2020 • 13,800 km • $ 39000000 COP

This 2020 Suzuki Swift is in the 3-7 year sweet spot — past the steepest depreciation, modern enough to share parts with current generations, usually still serviceable through manufacturer-recommended schedules. Most Suzukis in this range hold value well if service history is documented.

This listing is below the typical mileage band for a 2020 Suzuki — most Swifts of this age show closer to 15-20k km/year. Low mileage is a price-supporting attribute but verify the odometer hasn't been rolled back (check service records and inspection-station logs in Colombia).

Manizales, Caldas is a mid-sized Colombia market for sedans. You'll usually find a handful of comparable Suzuki Swift listings — meaning price discipline matters but buyer reach is wider than a major hub. Photograph the Swift in daylight and price within 3-5% of comparable active listings.

A low-kilometer 2020 Suzuki Swift carries its own checklist: low-use vehicles can develop dry-rot in seals, brake-disc surface rust, fuel-stabilizer concerns if it sat for long stretches, and battery degradation. Verify the odometer against service stamps and inspection logs in Colombia — low-km history is also a common odometer-fraud target.

Colombia requires SOAT (or its local equivalent) — basic third-party liability included with annual registration. For a premium-tier Suzuki Swift, full-coverage private insurance on top usually runs 3-7% of the vehicle's market value per year. Quote with two or three carriers before listing day; rates vary widely by Caldas.

Gasoline pricing in Colombia is moderate. For this Swift, expect monthly fuel cost to scale roughly with kilometers driven and the manufacturer-rated economy minus 10-15% for real-world conditions.

This is a private-seller listing. For a premium-tier purchase like this Suzuki Swift, the buyer usually pre-arranges financing with their own bank or credit union — get pre-approval before contacting the seller. The seller will typically wait for funds to clear before signing over the title.

In Caldas, Colombia, you'll need the tarjeta de propiedad, the current SOAT certificate, technical-mechanical inspection (revisión técnico-mecánica) for vehicles older than the threshold, the contrato de compraventa, and the seller's cédula. The transit secretariat in Manizales processes the transfer.

This is a private-seller listing — an individual selling their own Suzuki Swift, not a business. Treat it like any other person-to-person purchase: meet in a safe public location (a police-station parking lot is the gold standard), verify the seller's ID against the title before any money changes hands, and never wire funds before seeing the vehicle in person.

Low kilometers for a Suzuki Swift of this year preserves resale value meaningfully — buyers in Colombia actively search by mileage filter. Each thousand kilometers added to the odometer between now and a future sale shaves a small but measurable amount off the next asking price.

On a premium-tier listing, negotiation room varies more by the seller's hold-time than by buyer pressure. Ask when the listing went live — anything past 30 days usually means the seller is open to a 7-10% reduction. Also inspect service records: missing entries are a legitimate price-reduction lever.

If the seller still owes a bank or finance company against this Suzuki Swift, the title has a lien recorded. Do NOT hand over funds before the lien is released. Standard practice in Colombia: buyer's bank pays the lender directly for the loan balance and pays the seller for the remainder, with the lender's release letter arriving alongside the new title. Verify the lien status through whatever public registry Colombia uses (DMV / DETRAN / Registro Civil / etc.) before agreeing to a purchase price.

Suzuki Swift • 2020 • 13,800 km