Toyota 4-Runner • 2009 • 206,541 km • GH₵ 65000 GHS

This 2009 Toyota 4-Runner is 16+ years old, which moves it into project / collectible / hand-me-down territory. Pricing in this band has more to do with condition and rarity than age. Inspect for rust, frame integrity, and electrical wear — none of which the 2009 fuel-economy spec sheet will warn you about.

This listing falls in the typical mileage band for a 2009 Toyota 4-Runner (around 15-20k km/year). At average usage, expect normal-wear consumables to need attention — brakes, tires, fluids — but no major-component surprises if the service interval has been followed.

Tema, Greater Accra is a smaller market — comparable Toyota 4-Runner listings are scarce, so this suv can carry a small premium for buyers who can't find local alternatives. Be transparent about condition; buyers who travel for a listing typically expect what they see in the photos.

For an older Toyota 4-Runner like this one, prioritize: timing belt/chain interval (ask for the last replacement receipt), suspension bushings and shocks, brake-fluid condition, transmission service history, and rust on the rocker panels and subframe. A pre-purchase inspection at an independent shop pays for itself many times over at this age.

Insurance in Ghana is a private-carrier market. For a premium-tier Toyota 4-Runner in Greater Accra, expect 4-8% of the market value per year for full coverage. The biggest cost-driver is the city — Tema rates can be meaningfully higher than rural Greater Accra for the same Toyota.

Gasoline pricing in Ghana is moderate. For this 4-Runner, expect monthly fuel cost to scale roughly with kilometers driven and the manufacturer-rated economy minus 10-15% for real-world conditions.

This is a private-seller listing. For a premium-tier purchase like this Toyota 4-Runner, the buyer usually pre-arranges financing with their own bank or credit union — get pre-approval before contacting the seller. The seller will typically wait for funds to clear before signing over the title.

In Greater Accra, Ghana, you'll need the original title signed over by the seller, a bill of sale, a current emissions / safety inspection where required by Greater Accra, a VIN-match verification, and proof of insurance to take possession. The state DMV or motor-vehicle agency processes the transfer; many do it the same day.

This is a private-seller listing — an individual selling their own Toyota 4-Runner, not a business. Treat it like any other person-to-person purchase: meet in a safe public location (a police-station parking lot is the gold standard), verify the seller's ID against the title before any money changes hands, and never wire funds before seeing the vehicle in person.

A 16+ year-old Toyota 4-Runner is past its depreciation trough — pricing from here is condition-driven, not age-driven. Documented examples of desirable trims can appreciate; rough examples stay flat or depreciate as parts availability tightens. Set the price by recent comparable sold prices, not by asking prices.

On a premium-tier listing, negotiation room varies more by the seller's hold-time than by buyer pressure. Ask when the listing went live — anything past 30 days usually means the seller is open to a 7-10% reduction. Also inspect service records: missing entries are a legitimate price-reduction lever.

If the seller still owes a bank or finance company against this Toyota 4-Runner, the title has a lien recorded. Do NOT hand over funds before the lien is released. Standard practice in Ghana: buyer's bank pays the lender directly for the loan balance and pays the seller for the remainder, with the lender's release letter arriving alongside the new title. Verify the lien status through whatever public registry Ghana uses (DMV / DETRAN / Registro Civil / etc.) before agreeing to a purchase price.

Toyota 4-Runner • 2009 • 206,541 km